16431 SW 120th Pl, Cedar Key, FL 32625 - Florida Dream Homes Advisor

$679,000

Discover the perfect blend of coastal charm and modern comfort with this beautifully updated 3-bedroom, 3-bath waterfront home in Cedar Key. Whether you're searching for a full-time residence, a relaxing second home, or a high-potential rental property, this checks all the boxes. Nestled on a spacious and private waterfront lot,… Read More this elevated 2-bedroom, 2-bath home with 1-large room and 1-bath downstairs offers the perfect blend of comfort, natural beauty, and direct access to the Gulf. Step inside to find a thoughtfully renovated interior featuring a brand-new kitchen with quartz countertops, new appliances including a double-oven and gas stove top and plenty of counter and cabinet space that would make any chef feel excited to showcase their talent. Stylish, beautiful luxury vinyl planking throughout the entire house makes the home feel warm and modern. The open layout creates a welcoming feel, while the family room boasts soaring ceilings that bring in natural light and highlight the home's spacious design. The huge front sunroom is a standout feature, offering panoramic water views and the perfect spot to relax with a morning coffee or unwind after a day on the water. Outside, the home has been freshly painted within the last two years, offering peace of mind and great curb appeal. The property includes a garage with an additional storage room—perfect for fishing gear, kayaks, or tools. Park your boat, golf cart or vehicle and still have plenty of space in the work room. Enjoy true waterfront living with your own dock, ideal for fishing, relaxing, or launching your next adventure. A boat lift is already in place, adding extra convenience for boaters. Nature lovers will appreciate the abundance of wildlife right outside their door. Watch osprey soar overhead and enjoy a variety of coastal birds that make this area so special. Fishing is available right outside the door from the shore or easy kayak and boat access. With direct water access and breathtaking views, this home is a rare find and offers the best of the laid-back lifestyle Cedar Key is known for. This is more than a home—it's a coastal retreat with endless possibilities. Whether you're looking for a full-time residence, vacation getaway, or investment property, this Cedar Key gem checks every box. With its large lot, direct water access, and peaceful location, beautiful home, it's a rare find in a unique and welcoming community. Don't miss the chance to own a piece of Old Florida charm with modern amenities—schedule your private tour today and discover all this exceptional property has to offer! Read Less

Courtesy of Melinda Allen, Pelican Realty 352-543-5581

Listing Snapshot

Days Online

Last Updated

Apr 6, 2026

Property Type

Single Family Residence

Beds

Full Baths

Square Ft.

4,114

Lot Size

0.46 Acres

Year Built

1993

MLS Number

798870

30 Days Snapshot Of 32625

$410k

-27%

(avg) sold price

-20%

homes sold

213

-3%

(avg) days on market

Snapshot

Area Map

Additional Details

Property Access

Frontage length: Road Frontage: 84.38, Waterfront Footage: 83.8, Road frontage type: "City Street", Road surface type: "Paved"

Appliances & Equipment

"Dishwasher", "Garbage Disposal", "Microwave", "Double Oven", "Gas Range", "Refrigerator", "Washer/Dryer Stacked", "Electric Water Heater"

Building

Architectural style: "Traditional", Construction materials: "Block", "Cedar", "Cement Siding", Other structures: "Boat House", Built in 1993

Cooling

"Electric"

Exterior Features

"Lighting", "Dock"

Fence

"None"

Fireplaces

Features: "Gas"

Floors

"Luxury Vinyl Planking", "Tile"

Garage

2 spaces

Heating

"Electric", "Fireplace(s)", "Ductless"

Interior Features

"Cathedral Ceiling(s)", "Tray Ceiling(s)", "Bookcases", "Ceiling Fan(s)", "Fireplace", "Kitchen Island", "Open Floorplan", "Pantry"

Laundry

"Laundry Room", "W/D Hookups"

Lot

"Oversize", "Rectangular Lot", "Room for a Pool", "Wooded", 0.46 acres, Lot size area: 20,038, 20037.6 square feet

Energy Saving

Green energy efficient: "None"

Parking

2 covered spaces, "Garage", "Open", "Dirt", "Garage Door Opener", 2 total parkings

Pool

"None"

Property

"Enclosed Porch", "Screened Porch", "Seawall", "Gulf Access", "Gulf Canal"

Roof

"Metal"

Sewer

"Public Sewer"

Taxes

Tax annual amount: $7,423, Tax year: 2024

Utilities

Electric: "Electric - Central FL Coop", Gas: "LP-Bottle Gas", "Internet"

Windows

"Double Hung Windows"

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