$649,999

Welcome to your slice of island paradise in Cedar Key! This stunning 4-bedroom, 2-bath concrete block, two-story Key West–style home sits on a .26-acre waterfront lot with direct canal access and just a short boat ride to the open waters of the Gulf of Mexico. Whether you're searching for a… Read More full-time residence, vacation getaway, or proven income-producing property, this coastal gem checks every box. From the moment you arrive, you'll be captivated by the vibrant island colors, charming shutters adorned with pelicans and palm trees, and lush landscaping featuring mature trees and a striking bird of paradise in the front of the home. A wood walkway welcomes you to the front door, while ample parking—including a rock driveway—offers easy access for vehicles or golf carts. Inside, the home offers 2,128 square feet of heated and cooled living space, fully furnished, with the exception of some artwork that the seller intends to take with them. The upper level features a bright and airy layout with a beautiful kitchen complete with wood cabinetry, a dining area with breathtaking water views, and a spacious living room perfect for gathering. Two bedrooms are located upstairs, including the primary suite with a full bath. Step out onto the second-story deck and take in unforgettable sunset views over the water—truly the highlight of this home. The unfinished lower level offers incredible versatility with two additional bedrooms, a finished full bathroom, and a large unfinished flex space ideal for a game room, family room, art studio, or additional entertaining area. A stunning coastal mural by a talented local artist adds character and charm to the downstairs space. This space only requires minimal finishing touches to make it complete. Outdoor living is where this property truly shines. Enjoy peaceful mornings and golden evenings from the covered back porch, expansive open deck, or right down by the water. Watch mullet jump, Porpoises pass through at high tide, and birds soar overhead—this is a nature lover's dream. A brand-new, heavy-duty concrete seawall provides peace of mind, with pilings in place to tie up your boat after a day on the water. Additional features include tile flooring throughout both levels, elevated HVAC system and electrical panel for added storm protection, a large concrete slab where a garage once stood, and a beautifully landscaped backyard with a mature oleander adding to the tropical ambiance. Currently a successful vacation rental managed by a local property management company, this home offers immediate income potential or the opportunity to make it your own private coastal retreat. Located just a short golf cart ride from downtown Cedar Key, you'll have easy access to local restaurants, shops, parks, fishing piers, nature trails, and more. Beyond the home itself, you're becoming part of a one-of-a-kind community known for its friendly atmosphere, incredible wildlife, and laid-back island lifestyle. Waterfront, sunsets, income potential, and island charm—this is Florida living at its finest. Read Less

Courtesy of Fred Wynans, Hatcher Realty Services, Inc. Trenton 352-463-0054

Listing Snapshot

Days Online

140

Last Updated

Sep 17, 2026

Property Type

Single Family Residence

Beds

Full Baths

Square Ft.

2,431

Lot Size

0.26 Acres

Year Built

1977

MLS Number

799122

30 Days Snapshot Of 32625

$407k

+24%

(avg) sold price

+50%

homes sold

-48%

(avg) days on market

Snapshot

Area Map

Additional Details

Property Access

Frontage length: Waterfront Footage: 85, Road frontage type: City Street, Maintained, Road surface type: Paved

Appliances & Equipment

Dishwasher, Dryer - Electric, Microwave, Electric Range, Range Hood, Refrigerator, Washer/Dryer Stacked, Washer - Front Load, Electric Water Heater

Building

Architectural style: Key West, Construction materials: Block, Painted Block, Built in 1977

Cooling

Electric

Exterior Features

Balcony, Slab, Dock

Fence

None

Fireplaces

Features: None

Floors

Tile

Heating

Electric

Interior Features

Breakfast Bar, Ceiling Fan(s), Corian Counter, Split Floor Plan, Wood Cabinets

Laundry

W/D Hookups

Lot

Square, Partially Landscaped, 0.26 acres, Lot size area: 11,326, 11325.6 square feet

Parking

Driveway, Off Street, Open, Gravel

Property

Porch, Open Deck, Seawall, Canal Access, Canal Front, Gulf Access, Gulf Canal, Gulf of Mexico

Roof

Metal

Security Features

Smoke Detector(s)

Sewer

Public Sewer

Taxes

Tax annual amount: $5,271, Tax year: 2025

Utilities

Electric: Electric - Central FL Coop, Fiber Optic

Windows

Double Pane Windows, Single Hung Windows, Sliding Windows, Blinds

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